Should I Choose Real Estate or 401K Investment?

Thursday, March 21, 2019
401K or Real Estate investing? Credit to Realtor.com

To answer this question is depend very much on who you are, in this case, whether you are:
- risk avoided or risk taker, since real estate and 401K are two different types of business or investing.

401K is retirement plan (benefits) provided by employers in the USA with certain requirements such as full employment status and length of service.

Employee may contribute a percentage of her or his income (deduced per-pay check), and employers match with some percentage, usually around 5%.

This investment is a kind of saving for future use (when retired).

Real estate investing is a pure business where the risks depend on several factors, few of them are:
- a location
- a population
- financial perks
- market trending
- a long term appreciation.

A property for sale

We observed many success stories and create many millionaires of real estate investing, but, some investors faced bankruptcy as well.

Moreover, advantages of 401K:
# Capital gain tax
# Doing nothing for financial security when retirement.
# Protected from creditors when we have financial troubles.

Dis-advantages of 401K
# No flexibility. We can’t use leverage to use “mortgage” to buy homes or loan to buy equipment and hiring employees.

# Government set up a lot of rules about 401K: how much contribution, what investments types in 401K and when to take money out of 401K

Finally, it is up to you to decide whether to invest in real estate or 401K. What do you think? 

25 comments:

  1. You have to answer to yourself: Do you wanna take risk? Of loosing it all!!
    xoxo

    marisasclosetblog.com

    ReplyDelete
    Replies
    1. Thank you to visit my article:
      Should I Choose Real Estate or 401K Investment?
      @
      401K or Real Estate investing? Credit to Realtor.com

      Delete
    2. Should, I Choose Real Estate or 401K Investment?

      We observed many success stories and create many millionaires of real estate investing, but, some investors faced bankruptcy as well.

      Delete
    3. Should I Choose Real Estate or 401K Investment?
      -
      Employee may contribute a percentage of her or his income (deduced per-pay check), and employers match with some percentage, usually around 5%.

      Delete
    4. Should I Choose Real Estate or 401K Investment?

      Delete
  2. The money we invested in a 401K has helped make our retirement a joy, but unfortunately, nowadays, not as many companies offer these plans as they did years ago. As for real estate, my father-in-law always said land was the best investment ever, because God isn't making any new land. (Unless you happen to live in Hawaii...)

    ReplyDelete
    Replies
    1. Thank you to visit my article:
      Should I Choose Real Estate or 401K Investment?
      @
      To answer this question is depend who you are: risk avoided or risk taker, since real estate and 401K are different types of business or investing.

      Delete
    2. Should, I, Choose Real Estate or 401K Investment?

      401K is retirement plan (benefits) provided by employers in the USA with certain requirements such as full employment status. Employee may contribute a percentage of her or his income (deduced per-pay check), and employers match with some percentage, usually around 5%. This investment is a kind of saving for future use (when retired).

      Delete
    3. Should I Choose Real Estate or 401K Investment?
      -
      This investment is a kind of saving for future use (when retired).

      Delete
    4. Should I Choose Real Estate or 401K Investment?

      Delete
  3. Interesting topic and definitely something to think about☺

    ReplyDelete
    Replies
    1. Thank you to visit my article:
      Should I Choose Real Estate or 401K Investment?
      @
      401K is retirement plan (benefits) provided by employers in the USA with certain requirements such as full employment status.

      Delete
    2. Should, I, Choose Real Estate or 401K Investment?
      @
      Real estate investing is a pure business where the risks depend on several factors such as a location, a population, financial perks, market trending and long term appreciations. We observed many success stories and create many millionaires of real estate investing, but, some investors faced bankruptcy as well.

      Delete
    3. Should I Choose Real Estate or 401K Investment?
      -
      401K or Real Estate investing? Credit to Realtor.com

      Delete
    4. Should I Choose Real Estate or 401K Investment?
      -
      Real estate investing is a pure business where the risks depend on several factors, few of them are:
      - a location
      - a population
      - financial perks
      - market trending
      - a long term appreciation.

      Delete
  4. Really cool website, Tanza. Keep up the good work.

    ReplyDelete
    Replies
    1. Thank you to visit my article:
      Should I Choose Real Estate or 401K Investment?
      @
      This investment is a kind of saving for future use (when retired).

      Delete
    2. Should, I, Choose, Real Estate or 401K Investment?
      @
      Advantages of 401K:
      # Capital gain tax
      # Doing nothing for financial security when retirement.
      # Protected from creditors when we have financial troubles

      Delete
    3. Should I Choose Real Estate or 401K Investment?
      -
      To answer this question is depend very much on who you are, in this case, whether you are:
      - risk avoided or risk taker, since real estate and 401K are two different types of business or investing.

      Delete
    4. Should I Choose Real Estate or 401K Investment?
      -
      401K is retirement plan (benefits) provided by employers in the USA with certain requirements such as full employment status and length of service.

      Delete
  5. Great images too !
    Thank you for dropping by, I so appreciate it.
    Fabby

    ReplyDelete
    Replies
    1. Thank you to visit my article:
      Should I Choose Real Estate or 401K Investment?
      @
      Real estate investing is a pure business where the risks depend on several factors such as a location, a population, financial perks, market trending and long term appreciations.

      Delete
    2. Should, I, Choose, Real, Estate or 401K Investment?
      @
      Dis-advantages of 401K
      No flexibility. We can’t use leverage to use “mortgage” to buy homes or loan to buy equipment and hiring employees.

      Delete
    3. Should I Choose Real Estate or 401K Investment?
      -
      401K is retirement plan (benefits) provided by employers in the USA with certain requirements such as full employment status and length of service.

      Delete
    4. Should I Choose Real Estate or 401K Investment?
      -

      Delete